(281) 972-4000 Tampa, FL

Bobtail Insurance in Tampa, FL - Bobtail Coverage You Can Count On

Bobtail Insurance in Tampa, FL

Even when you're not hauling a load, your truck is still exposed to risk. At Tampa Bobtail Insurance - Cheap Rates, we help drivers in Tampa, FL secure reliable bobtail insurance for those “in-between” times—whether you’re returning from a drop or running errands off the clock.

Also known as non-trucking liability insurance, bobtail coverage protects you when your rig isn’t under dispatch but still on the road. Whether you're an owner-operator or leased to a carrier, this policy fills in the critical gaps left by your primary trucking insurance.

Non-Dispatch Coverage

Stay protected when not actively hauling cargo. Learn more »

Driving Gaps Covered

Fill in where your primary liability leaves off. Learn more »

Meets Lease Requirements

Compliant with most motor carrier agreements. Learn more »

Who Should Carry Bobtail Insurance in Tampa, FL?

If you drive a semi without a trailer—even part of the time—you need bobtail insurance. Common scenarios for Tampa, FL truckers include:

  • Returning Home After Delivery: You're no longer dispatched but still on the road.
  • Traveling to Maintenance or Fuel Stops: Not covered by your primary policy.
  • Contractual Requirements: Many carriers require this specific type of policy.

Examples of Bobtail Claims

Claim Type Situation Estimated Payout
Side-Swipe Hit another vehicle while bobtailing to a repair shop $29,000
Lot Accident Backed into parked car at truck stop $13,400
Injury Liability Collision with cyclist during personal use $61,000

What’s Included in Coverage

  • Liability protection when not under load
  • Applies to personal use or between assignments
  • Flexible limits and deductible options
  • Compatible with leased operator contracts

Our agents at Tampa Bobtail Insurance - Cheap Rates understand the ins and outs of truck insurance in Tampa, FL. We’ll help you compare rates, understand your contract requirements, and stay protected on and off the job.

Keep Your Truck—and Wallet—Protected

Accidents don’t wait until you’re on the job. Get peace of mind with affordable Bobtail Insurance in Tampa, FL. Start your free quote online or call 281-972-4000 today.